Blue-glass hotel towers at dusk, with no readable name on the facade.

Draft guide

MGM Rewards tier benefits

MGM Rewards tier benefits run Sapphire, Pearl, Gold, Platinum, and NOIR. The table below is loaded from the research file. Each row is labeled confirmed, reported, estimate, or unknown. Check the sources on the club page before you treat a number as current.

Earn rate is not published here as a formula. MGM’s own materials describe tier credits; they do not hand you a theo worksheet. An offer still has to be scored from the trip or from coin-in, not from the tier name alone.

What MGM Rewards tiers mean

A tier is a status, not a comp rate. Pearl is a common level on mailed offers. The anonymized example on this site is a Pearl offer with 4,157 tier credits, under the Pearl floor in the research file. An offer can arrive below a published cutoff, and the cutoff itself still needs the source on the club page.

MGM Rewards benefits to recheck

Resort-fee waivers, free play, and air credits are the benefits people quote. They are also the ones that move. A dollar figure in the table is what a cited page said, not a promise from the club.

How tier benefits compare with your offer

Check the offer in front of you: free play, room nights, dining, and resort credit, set against the value of the play. The tier explains why the envelope showed up. It does not replace that check.

Tiers in the database

Open the MGM Rewards page

Tier ladder
TierTier creditsBenefits in the source
SapphireConfirmed0–19,999 TC/yrBase; points/Slot Dollars expire after 6 mo inactivity
PearlConfirmed20,000–74,999 TC/yr+10% Slot Dollars; free self-parking; points never expire
GoldConfirmed75,000–199,999 TC/yr+20% Slot Dollars; resort fees waived (2 direct rooms); $100 celebration credit; cruise benefit
PlatinumConfirmed200,000+ TC/yr+30% Slot Dollars; up to $600 air credit (FREEPLAY/points)
NOIRConfirmedInviteInvite+40% Slot Dollars; up to $1,200 air; $500 celebration; $10k points cap; reported ~1-3M TC
Real anonymized example

Up to 4 comp nights, $100 free play, $150 resort credit

Pearl · 4,157 tier credits · $100 free play · 4 nights · $150 resort credit

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Published thresholds and the column glossary above are the free tier. The next rows of a worked offer table are blurred on the club pages.

Members, coming soon

The worked tables are Insider

Tier names on this page stay free. Reported offers at a tier stay locked until you submit a statement. Deeper member tools are coming soon. Nothing is charged, and no price is shown.

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Questions

Is NOIR a published credit threshold?
The research file marks NOIR invite-only. Do not treat a credit number as the door. Confirm with the club.
Does Pearl guarantee four comp nights?
No. The four-night offer on this site is one anonymized example at Pearl, not a published Pearl benefit.